| First Safety Bank Fee Schedule |
| Effective January 27, 2009 |
| CHECKING ACCOUNT SERVICE FEES |
| DESCRIPTION |
AMOUNT |
PER |
| Monthly service charge on personal checking accounts |
$2.00* |
Month |
| Checks & Other items paid |
$0.15* |
Item |
| Monthly service charge on business checking accounts |
$5.00 |
Month |
| Business checks & other business items paid |
$0.12 |
Item |
| *Fee is waived if average minimum balance is maintained. See Deposit Rates page for details. |
| |
| OVERDRAFT & OVER-LIMIT FEES |
| Items returned due to insufficient or uncollected funds |
$30.00 |
Item |
| Paid overdrafts and items paid over credit limit |
$30.00 |
Item |
| The categories of transactions for which an overdraft or over-limit fee may be imposed include: checks; withdrawals inside the bank; all otehr withdrawals such as ATM, internet, ACH, debit card, pre-authorized, etc. |
| |
| SPECIAL SERVICES IN PERSON or VIA TELEPHONE |
| Stop payments of checks and other items. Not available for Official Checks |
$25.00 |
Item |
| Certification of checks |
$10.00 |
Check |
| Copies of canceled checks & other items |
$5.00 |
Item |
| Checking or Savings statement replacement service |
$3.00 |
Each |
| Unauthorized transaction affidavit and return of unauthorized item |
$30.00 |
Item |
| Account activity or funds availability inquiry to a bank employee |
$1.00 |
Inquiry |
| Rejected item returned or paid with missing or incorrect account number |
$20.00 |
Item |
| |
| PRIVATE TELLER and OTHER ELECTRONIC SERVICES |
| Private Teller information inquiries in excess of 8 FREE per month |
$0.50 |
Each |
| Private Teller Transfers in excess of 2 FREE per month |
$0.50 |
Each |
| Private Teller account statements by FAX |
$2.00 |
Each |
| SAFETY SWEEP overdraft protection transfers |
$5.00 |
Item |
| |
| SAVINGS ACCOUNT SERVICE FEES |
| Quarterly maintenance Fee(only applies to average balances below $50) |
$3.00 |
Quarter |
| Withdrawal Fee(average balances under $500 with more than 9 per quarter) |
$0.50 |
Withdrawal |
| Dormant account service fee |
$3.00 |
Quarter |
| Closed account less than 90 days old |
$20.00 |
Account |
| |
| OTHER SERVICE FEES |
| Incoming Wire transfers within the USA |
$15.00 |
Wire |
| Outgoing Wire transfers within the USA |
$20.00 |
Wire |
| Wire transfers international |
$65.00 |
Wire |
| Returned deposit items to checking or savings(for loan payments add $20) |
$15.00 |
Item |
| Cashiers Check |
$5.00 |
Check |
| Business/Bank Checks |
$5.00 |
Check |
| Money Orders |
$2.00 |
Item |
| Replacement of lost or misplaced passbooks or ATM cards |
$5.00 |
Each |
| Checkbook balancing assistance & other research and/or Subpoena Fee |
$35.00 |
Hour |
| IRS Levy Fee |
$75.00 |
Levy |
| Garnishment processing |
$20.00 |
Setup |
